Wedding Insurance:

We are Wedding Insurance Specialists. You’ve always dreamed of planning the perfect wedding. But, no matter how carefully you plan it, there are many things that can go wrong – things beyond your control. What if your reception venue goes out of business a month before the wedding and you lose your deposit and have to find another location? Or a hurricane causes your wedding to be postponed? What if your bridal shop closes, leaving you without a gown?  According to the best wedding planners, wedding insurance should always be on your list of things to include in preparing for your big event! 


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For a very small premium, your wedding policy can cover a variety of situations, including:  

Dress Damage.
You can get repair or replacement cost if the bride’s wedding gown or groom’s tuxedo is lost or damaged.

Lost Deposits.
We can reimburse your deposit if a vendor goes out of business, declares bankruptcy before your wedding, or simply fails to show up.

Lost Rings.
You can receive repair or replacement cost if the bride or groom’s wedding bands are lost or damaged.

Severe Weather.
If severe weather (such as a hurricane) forces you to postpone your wedding, we can provide reimbursement for non-recoverable expenses.

Transportation Shutdown.
If you have to postpone the wedding because a commercial transportation shutdown prevents the bride, groom or their parents from getting there, you can receive reimbursement for non-recoverable expenses.

Ruined Photos.
If your photographer’s film is defective, or negatives are lost or damaged, we can help cover the cost to re-take new photos.

Call to Duty.
If the bride or groom is unexpectedly called up to active duty, or has her or his military service leave revoked, forcing you to postpone the event, we can provide reimbursement for non-recoverable expenses.

Damaged Gifts.
You can get repair or replacement cost if your wedding gifts are damaged.

Sudden Illness.
If the wedding needs to be postponed because sudden illness prevents the bride, groom or their parents from attending, you can receive reimbursement for non-recoverable expenses.  

Liability Issues.
As an additional option to your policy, you can add liability coverage to protect yourself in case a guest is injured or causes damage to property.

Liquor Liability.
As an individual liability option to your policy, you can add this coverage to protect yourself against liability arising from alcohol-related occurrences (subject to policy conditions and exclusions).

Additional Expense. 
If a vendor suddenly becomes unavailable for your event but you can find a last-minute replacement, we can reimburse you for the difference in cost.

Other coverages are available.